Home Buyers' Loan Down Payment Options

Dreaming of owning your own home? Let's talk about popular loan down payment options that can make your homeownership dreams a reality!

Conventional Loans:

These loans typically require a down payment of 20% of the home's …

Buying new construction is a different process than buying your typical pre-built home. What’s included, what’s not, and what’s hidden in that massive contract depends on the builder that you use. As with any situation where you’re moving or about to spend a lot of hard earned money, it’s …

Living in an apartment or rental home does have its perks: You can test out different neighborhoods and locations, you have the flexibility to move, and you have access to great amenities like a gym or pool. But there’s a reason that owning a home, rather than renting one, …

In today’s market, it’s not uncommon to be in competition with several other buyers for your dream home. When you find that perfect house, with the chic chandelier and the doggy door for Fido, the last thing you want to do is lose it because your offer didn’t stand …

Today’s home searches do not begin by simply driving by a “for sale” sign and stopping in to view a home. In many cases, buyers begin searching for their next properties from the comforts of their current homes.

In fact, online home searches have become such …

When you invest in a home, whether it is brand new or beautifully aged, you want to make sure it is protected. Homeowners insurance, which is required when you purchase a home, covers major occurrences like fire and crime. However, homeowners’ insurance will not cover specific parts of your …

While you may think the terms “real estate agent” and “realtor” can be used interchangeably, that is just not the case. In fact, there are several differences between the two. Today, we’re shedding some light on a few of those determining factors – along with some similarities, too.

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The spending season is upon us. But that doesn’t mean you should be spending in excess everywhere you go. Just like you may be waiting for the best deals on those perfect holiday gifts, you also should be aiming for the best deal if you’re shopping for a home …

For anyone interested in buying a home, there are a lot of decisions to be made. From the type of flooring they may want to the type of loan they may qualify for, this major purchase comes with major choices. For the men and women who serve in our …

Have you been dreaming of owning your own home or even upgrading the one you currently have? With a few simple steps and a little saving, you could be well on your way to move-in day. If home ownership is on your to-do list, follow these simple steps to …